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Joe Brooks

Founder  |  Let's Get Started Now

Let's Get Started, Now!

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Financial Literacy Through Education

Our workshops are designed to inspire people to become the best version of themselves by making prudent financial decisions that will advance their version of the American dream!

Workshops


















Play Video
Joe Brooks
Founder  |  Let's Get Started Now

Financial Literacy Through Education

Let's Get Started, Now!

Workshops
   

"The No.1 problem in today’s generation and economy is the lack of financial literacy..."

- Former Federal Reserve Chairmen Alan Greenspan

Financial Literacy -Generational Issue

“The No.1 problem in today’s generation and economy is the lack of financial literacy”, continues to ring true today. Understanding how money works is a fundamental life skill that does not come easy for many. In fact, it’s a matter that becomes exacerbated when there’s little to no educational support. We need to raise awareness about this important issue as part of Financial Literacy.

Our Vision:

To launch a cultural movement with consumers in underserved communities that activates a spirit of intellectual curiosity to acquire knowledge in financial literacy that will provide a foundation for them to live a financially healthy life.

Our Mission:

Encourage and motivate workshop participants to acknowledge the power and importance of financial literacy by delivering interactive and thought-provoking workshops. This recognition will lead to changes in behaviors and habits that will create a culture of savings, responsible debt management, and preservation of excellent FICO scores.

Our Audience:

Target youth and young adults in underserved communities that historically are defined as At-Risk and or disadvantaged populations. In addition our program targets inmates in incarceration that will be released into mainstream society in twelve months or less. This population needs financial literacy to help restore their credit rating while developing effective money management habits to transition into society successfully.

   

Young Americans owe over $1 trillion in debt, and 70% of millennials live paycheck to paycheck. 

-United Way National Capital Area

Financial Literacy for Youth: Why It Matters

Many young people will enter adulthood without the essential financial knowledge and skills they need to make informed choices about their money.

Consider this: Young Americans owe over $1 trillion in debt, and 70% of millennials live paycheck to paycheck. These alarming statistics highlight an urgent need for financial education among young people. Early -adulthood financial decisions can have lifelong consequences. Equipping young people with the tools to manage their money effectively helps them avoid the cycle of debt and economic insecurity that plagues many Americans well into adulthood, giving them the foundation to build a secure financial future. -United Way National Capital Area

Minorities Statistics- Wealth Creation

1 in 20

Black and Brown Student population

In schools with >75% Black and Brown Student population 1 in 20 students were guaranteed to take a standalone “Personal Finance” course prior to graduation- Statistics provided by NGPF.

1 in 7

Black and Brown Student population

In schools with <25% Black and Brown Student population 1 in 7 were guaranteed to take a standalone “Personal Finance” course prior to graduation.

25%

The percentage of U.S. adults with poor financial literacy increased from 20% in 2017 to 25% in 2023.

23 cents

Black families

Black families owned 23 cents for every $1 dollar of white family wealth on average.

19 cents

Hispanic families

Hispanic families owned 19 cents for every $1 dollar of white family wealth on average.

Financial literacy is correlated with income, as only 28% of Americans earning less than $25,000 per year are financially literate.

28%

Black households had the largest share of their liabilities in consumer credit card debt compared to white and Hispanic households.

Let’s Get Started-Now!
July 2026

Sizzling Summer Workshop!

Teaching youth financial literacy empowers them to make informed decisions and avoid predatory financial practices.

Only 24% of U.S. teens (ages 13–17) demonstrate basic financial literacy — understanding interest, inflation, and risk diversification- WorldMetrics 2026

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for”- Robert Kiyosaki

City of Norfolk Emerging Leaders Program

On July 21, 2026, Let’s Get Started‑Now! brought energy, empowerment, and real‑world financial knowledge to Virginia Wesleyan University as part of the Friends of Foster Care “Dorm Days” college readiness program.

Students spent the day diving into a fast‑paced, hands‑on financial literacy workshop designed to prepare them for the financial decisions they’ll face as young adults stepping into college life and the workforce.

Throughout the workshop, participants learned how to build and maintain strong credit, create smart and sustainable budgets, set meaningful financial goals, and identify the warning signs of predatory businesses that often target young adults. The room was filled with curiosity, confidence, and the excitement that comes from gaining practical skills they can use immediately.

Let’s Get Started‑Now! is proud to invest in these future leaders by equipping them with the tools to make informed financial choices. By strengthening their financial foundation today, we’re helping pave the way for lifelong stability, opportunity, and success.

Post‑workshop surveys show the meaningful impact this training had on participants:

These results affirm that the training not only informed participants but empowered them to take meaningful steps toward improving their financial futures.

Question #1- reflecting the value and relevance of the material presented.

95% of respondents shared that the workshop met or exceeded their expectations

Question #2- demonstrating a clear shift toward healthier financial habits.

95% reported that they plan to begin saving or increase their current savings.

Question #3- A foundational step toward long‑term financial stability.

100% also indicated a stronger understanding of the components of a FICO score and the importance of maintaining good credit

Question #4-highlighting the workshop’s success in building practical, everyday financial skills.

95% of participants expressed confidence in why creating and following a budget matters.

Our Programs

All workshops are focused on educating participants on the “Building Blocks of Credit and Money Management while emphasizing the importance of saving for the future.
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Contact Me

To learn more about our programs and services please schedule a thirty-minute consultation using the Calendly form located on this site.
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